Fee Information Document
Name of the account provider: DEK-CO (UK) LTD.
Account name: personal Payment Account
Date: 31 October 2018
- This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
- Fees may also apply for using services linked to the account which are not listed here
- A glossary of the terms used in this document is available free of charge
Personal Account Fees
General Fees
| Maintaining the Account | FREE (If used at least once within past 6 months) |
| $5.00 (If not used at least once within past 6 months) | |
| EUR IBAN Account (for incoming WIRES and SEPA transfers) | FREE |
Receiving Money From Outside the UK
| By Wire from your OWN account in USD Currency | $50.00 |
| By Wire from your OWN account in EUR Currency | $10.00 |
| By Wire from 3rd party (USD) | 1%, min. $50.00 |
| By Wire from 3rd party (EUR) | 0.5%, min. $10.00 |
| By SEPA transfer from your OWN account | $5.00 |
| By SEPA transfer from 3rd party | 0.5%, min. $5.00 |
| By P2P transfer from other Paydek Users | $0.25 |
Receiving Money From the UK
| By Wire from your OWN account in USD Currency | $50.00 |
| By Wire from your OWN account in EUR Currency | $10.00 |
| By Wire from 3rd party (USD) | 1%, min. $50.00 |
| By Wire from 3rd party (EUR) | 0.5%, min. $10.00 |
| By SEPA transfer from your OWN account | $5.00 |
| By SEPA transfer from 3rd party | 0.5%, min. $5.00 |
| By P2P transfer from other Paydek Users | $0.25 |
Sending Money Within the UK
| By P2P transfer to other Paydek Users | $0.25 |
| By Wire to your OWN account in USD Currency | $50.00*** |
| By Wire to your OWN account in EUR Currency | $40.00 |
| By Wire to your OWN account in OTHER Currency | $25.00 |
| By Wire to 3rd party (USD) | 1%, min. $50.00*** |
| By Wire to 3rd party (EUR) | 0.5%, min. $40.00 |
| By Wire to 3rd party (OTHER Currency) | 1%, min $25 |
| By SEPA transfer to your OWN account | $5.00 |
| By SEPA transfer to 3rd party | 0.5%, min. $5.00 |
| By EFT (COP) to your own account or 3rd party account | $8.95 |
| By EFT (OTHER Currency) to your own account | $5 |
| By EFT (OTHER Currency) to 3rd party account | 1%, min $5 |
| To Credit Card (Other than Paydek Debit Card) owned by you | $6.00 + 2.95% |
| To Credit Card (Other than Paydek Debit Card) owned by another person | $6.00 + 5% |
Sending Money Outside the UK
| By P2P transfer to other Paydek Users | $0.25 |
| By Wire to your OWN account in USD Currency | $50.00*** |
| By Wire to your OWN account in EUR Currency | $40.00 |
| By Wire to your OWN account in OTHER Currency | $25.00 |
| By Wire to 3rd party (USD) | 1%, min. $50.00*** |
| By Wire to 3rd party (EUR) | 0.5%, min. $40.00 |
| By Wire to 3rd party (OTHER Currency) | 1%, min $25 |
| By SEPA transfer to your OWN account | $5.00 |
| By SEPA transfer to 3rd party | 0.5%, min. $5.00 |
| By EFT (COP) to your own account or 3rd party account | $8.95 |
| By EFT (OTHER Currency) to your own account | $5 |
| By EFT (OTHER Currency) to 3rd party account | 1%, min $5 |
| By ACH to your own account | $5.00 |
| By ACH to 3rd party | 1%, min. $5.00 |
| To Credit Card (Other than Paydek Debit Card) owned by you | $6.00 + 2.95% |
| To Credit Card (Other than Paydek Debit Card) owned by another person | $6.00 + 5% |
Factoring Service Fees
| Factoring Service Fee per Claim | $0.25 per Claim |
Paydek Debit Card Fees
| ATM FEE in Card Currency | $2 + 1% |
| ATM FEE Withdrawal with FX | $2.00 + 3% FX |
| ATM FEE Decline | $0.00 |
| POS in Card Currency | $0 |
| POS in another currency (FX) | $0.00 + 3% FX |
| POS Declined Transaction | $0.00 |
| Pin reset | $1.00 |
| Balance Enquiry | $0.00 |
| Monthly Maintenance Fee | $3.75 |
| Annual Account Maintenance | $0.00 |
| Activation | $0.00 |
| Card Issue | $10.00 |
| Reissue lost/stolen/damage | $0.00 |
| Card Load from Personal Payment Account | $0.25 |
| Card Load from Business Payment Account | $1.00 |
| Chargeback Initiation | $0.00 |
| Express Delivery | $95.00 |
| Standard Delivery | $0.00 |